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Almato is the strategic implementation partner of the Sparda Banks for Digital Enterprise. In addition to the implementation of various portals including various AI components, Almato also implements the Sparda Service Apps. App development for iOS and Android includes conception and app development for Sparda Bank Baden-Württemberg, Sparda Bank Hannover and Sparda Bank Munich.
The apps enable mobile access to account data for Sparda Bank accounts as well as accounts of other financial institutions. The user thus always has access to all financial information and the possibility of setting push notifications for certain account movements. These can be defined individually, for example depending on the amount of money moved. The account data is protected against unauthorized access by touch or Face-ID.
Recognition of equipment features
The User Experience when uploading real estate photos is improved by an AI service, which recognizes features such as “balcony” or “pool” and suggests them to the user after uploading the pictures. This simplifies and accelerates the advertising process
When images are uploaded, an AI service automatically recognizes which room is being uploaded. The image is tagged with an appropriate tag.
Users have the possibility to post pictures of properties in the portal. As Software as a Service, an AI component is used to detect offensive content and prevent uploading.
As part of the Sparda digitalization strategy, the use of the app is to be expanded and additional services integrated into the app in order to further increase added value and improve customer loyalty (usage intensity and download figures). In this context, the Mastercard service was integrated into the app based on a SaaS solution. With this function, app users can make various security-related settings for the credit card themselves:
This solution offers many advantages in terms of safety and convenience. The introduction of the function is perceived as a service improvement (settings can be made by the user and are active in less than 2 seconds) and at the same time the service centres of the Sparda banks are relieved by the externalisation of the service. From a technical point of view, the digital service meets the highest performance requirements and a flexible response to peak loads (Software as a Service). Security and compliance requirements are guaranteed by security concepts and cloud made in Germany (secure card registration, PSD2-compliant, BaFin-compliant).